Shopping for clothes, new gadgets, accessories, and more can be a fun way to spend a day. If you’re going to be spending money, though, you should get the best deals and the most back you can. There are cash back apps that can turn your retail shopping into cash.
Most people shop online and in person. The Ibotta app is great for all of your shopping needs. In the app, you can find active offers from retailers. If there is an offer for a retailer, you’re planning to go to, activate that offer before you shop. After you’ve made that purchase, you will need to upload your receipt. You can get $.10 to $1.00 on these offers. You can save at stores like Walmart, Target, Kohl’s, and more – even on travel. Once you have $20 of cash back, you can withdraw your balance into your bank account. There are also gift cards that you can purchase with your cash back.
If you don’t like the idea of having to claim offers or scan receipts after purchases, then the free app, Dosh, could be the right one for you! Instead of doing a lot of work, all you have to do is download the app and link your most frequently used debit or credit card(s). Then, Dosh will keep track if you use that card at a qualified retailer and give you your cash back. You can get anywhere from 2%-5% cash back. Once you have $25 in your app, you can deposit your cash back into your bank account, PayPal, Venmo, or choose a charity to donate that money to.
Utilizing these two apps is a great way to earn cash back on purchases you already were planning to make. While $0.50 here and there might not seem like a lot, if you use these apps and others on your daily spending, the cash back will add up.